I funded my 401 k today. 1/2 went into government bonds and 1/2 went into gold stocks. That said, most of my “non-retirement” assets are in CD’s at various banks that I think might not go under.

Three weeks ago I bought a LOT of Citibank at $2. I’ve been buying gold stocks for a few months. It’s hard to justify owning stocks in general, certainly very difficult to justify owning indexes or anything aside from bonds, metals and CD’s. Your home? Certainly, that is good.

Right now, there are no GOOD investments except starting a SMALL business from your home, with low overhead, preferably a table top/internet business.

As I explained at Wealth Camp, small business is the only way most people will ever build wealth. And I mean SMALL, where you earn perhaps 100,000 per year.

Buying a business (existing) is a risk I personally wouldn’t take right now. BUT starting a baby business is a VERY GOOD idea at this point.

Real life: The investments you make, unless you have hundreds of thousands or millions of dollars, aren’t going to make much difference in your life. A small baby business WILL. I favor the internet because it’s hard to screw it up and it’s relatively simple (plenty of effort but definitely simple) to earn an income that will ultimately turn you into a wealthy individual.

www.kevinhogan.com